Individual Retirement Account

We understand the importance of financial security and retirement planning. That is why we offer many types of Individual Retirement Accounts (IRAs) to plan for the long term. You can choose between the following types of investment vehicles:

  • Traditional IRA
  • Roth IRA
  • Educational IRA
  • Sep IRA

Each of these plans offer different tax advantages, contact us for details on which plan is right for you.

All of our IRAs are invested in Certificates of deposit. These deposits are FDIC insured and offer competitive rates. Click here to view our current rates.

 

 

 

 

 

 


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Bank of Milton

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

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