Personal Checking

Checking Accounts

Minimum Balance to avoid Monthly Service Fee

Free Checks

Earns Interest

Additional Benefits

Basic Checking

None

No

No

  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay

Classic Checking

$100

No

No

  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay

Prestige Checking

None

Yes

On balances over $1,000

  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • No fee on Cashier's Checks or Money Orders
  • Free 1st year rental safe deposit box

Supreme 50 Checking

None

Yes

Yes

  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • No fee on Cashier's Checks or Money Orders
  • Free 1st year rental safe deposit box

Student Checking

None

First Order

No

  • Debit Card
  • Free Online Banking
  • Free Online Bill Pay

Basic Checking

This low-cost checking account is for people who write a few checks each month.

The Bank of Milton will keep track of ordering your checks and will always have a supply on hand. All you need to do is purchase a book when you need one. There is no minimum balance and no monthly service charge on this account. You cannot purchase checks from any other source. The current charges for checks are $13.00 for 50 wallet checks and $9.50 for 25 duplicate checks. A debit card is also available on this checking account.

All checks will be held for safekeeping at the Bank of Milton and will not be returned in the monthly statement. A copy will be available when needed for proof of payment.


Classic Checking

This checking account is for people who write an average number of checks each month. By maintaining a minimum balance of $100 your checking account is free. You are able to purchase checks from the Bank of Milton or from an outside source. A debit card is also available on this account.

Checks will be held for safekeeping at the Bank of Milton and will not be returned in the monthly statement. A copy will be available when needed for proof of payment


Prestige Checking

This account has no minimum balance requirements. It has a $5.00 monthly service fee, and interest will be paid on the account when a $1000.00 balance is maintained.

Several free services are incorporated with this checking account, including a free debit card. There are no issue charges for Travelers Checks, Cashier's Checks, or Money Orders. Also, new rentals of a safe deposit box are free for the first year. Pre-selected personal checks are free every time you order checks. You can choose from wallet or duplicate style checks.

Images of the front of your checks will be returned in your monthly statement.


Supreme 50 Checking

This checking account is offered to anyone who is 50 years of age or older. This is a no minimum balance, and no monthly service charge checking account. Interest is paid on the daily collected balance. Pre-selected wallet or duplicate checks are free every time you order. A free debit card is available with this account. You can have your social security direct deposited into your account. A safe deposit box is free for the first year on new rentals. You can also receive Travelers checks, Cashier's Checks, and Money Orders with no issue charge.

Images of the front of your checks will be returned in your monthly statement.


Student Checking

There is no minimum balance, and no monthly service charge on this checking account. Your first order of pre-selected checks is printed for free. A free debit card is available if you are 18 years of age.

All checks will be held for safekeeping at the Bank of Milton and will not be returned in your monthly statement. A copy will be available when needed for proof of payment.

REQUIREMENTS OF STUDENT CHECKING ACCOUNTS:

  1. Must be a High School or College Student.
  2. Proof of enrollment required yearly (student ID, report card, class or fee schedule).
  3. If proof of enrollment is not shown yearly, the account will be changed to a Classic checking account and charged accordingly.
  4. If under the age of 18, a parent must be on the account also.